Visa Inc. is an American multinational financial services corporation headquartered in Foster City, California, United States. It facilitates electronic funds transfers throughout the world, most commonly through Visa-branded credit cards, debit cards and prepaid cards. Visa is one of the world's most valuable companies.
How the rating is built — each factor's weight × signal contributes to the composite; the contributions sum to the overall score. A factor with no data counts as neutral, so it neither helps nor hurts.
Fair Value
weight 0.3
How far today's price sits from the model's 6-month fair value estimate, ranked against companies of similar size.
+6.0% vs fair value (63rd pct of mega caps)
+9.1
Seasonal Forecast · 90d
weight 0.2
The seasonal price model projected 90 days out, as an expected return. It reads this stock's own price history and repeating calendar cycles — not company news, earnings, or business quality. Same model as the 30-day factor below, read at a longer horizon.
+5.9% expected
+9.2
Chart Signal
informational · no weight
A machine-learning classifier reading momentum and trend structure across daily and weekly price bars. Needs about 5 years of trading history. Shown for information only: it reads roughly five days ahead, shorter than the score's horizon, so it carries no weight in the AI Score.
-0.07
+0.0
Fundamentals
weight 0.12
Reported results, not projections: revenue growth, operating margin, and free cash flow measured against market value. Loss-making or cash-burning companies score negative here.
revenue +10%, margin 66%, FCF yield +3.0%
+8.4
P/E vs History
weight 0.08
Today's price-to-earnings against this company's own trailing average, in standard deviations. Needs positive earnings.
P/E 28.8 vs 29.8 avg (-0.2σ)
+1.1
Analyst Consensus
weight 0.08
Wall Street consensus ratings, weighted by conviction.
consensus
+9.4
Seasonal Forecast · 30d
weight 0.04
The same seasonal price model as the 90-day factor above, read 30 days out. A near-term and a medium-term view of one forecast, which is why they can disagree.
+0.9% 30d
+0.4
Volatility
weight 0.03
An annualized volatility penalty. High volatility lowers the score; low volatility never raises it.
0.28 ann.
+0.0
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Create a free account — 7-day full access, no card neededCyclical regression model price trajectory and target range, updated each trading day.
Historical seasonal patterns across monthly and weekly windows to contextualize current timing.
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As of Sep 18, 2026, ŷRobot's fair-value model estimates Visa Inc. Class A (V) at $389.70 against a last close of $367.67, implying 6.0% upside to the model's estimate.
The chart-signal model classifies V as Neutral as of Sep 18, 2026, with a signal score of -0.07 on a -1 to 1 scale.
V scores 69 out of 100 on ŷRobot's AI composite, which measures how strongly the fair-value and chart models agree, as of Sep 18, 2026.
V trades at 32.4 times earnings and 14.5 times sales as of Sep 18, 2026.
ŷRobot's seasonal forecast curve for V reads +0.9% at 30 days, +5.9% at 90 days, and +19.3% at one year as of Sep 18, 2026. Seasonal tendencies are historical patterns, not predictions.
Visa Inc. Class A's revenue growth is +10.3% and free-cash-flow growth is +3.6% on the latest reported figures.
These outputs are generated by machine learning models trained on historical price, fundamental, and volume data. The models summarize historical data and current model outputs — they do not predict the future or constitute personalized investment advice. All figures are updated on a regular cadence and reflect the most recent available data at time of generation.
ŷRobot provides research and information, not personalized financial advice. Past performance is not a guarantee of future results.