VFINANCIAL SERVICESFree preview

Visa Inc. Class A

Last close: $367.67Last updated: Sep 18, 2026

V

Visa Inc. Class A

INDUSTRY:CREDIT SERVICES
SECTOR:FINANCIAL SERVICES

Visa Inc. is an American multinational financial services corporation headquartered in Foster City, California, United States. It facilitates electronic funds transfers throughout the world, most commonly through Visa-branded credit cards, debit cards and prepaid cards. Visa is one of the world's most valuable companies.

OVERALL AI RATING

69/100

BULLISH

86% confidence · 8 of 8 factors

Higher when more factors have data and they agree with each other.

Bullish outlook primarily supported by attractive discount to model fair value.

FUNDAMENTALS OUTLOOK

71

/100

Favorable

+6% vs the model's 6-month fair value; ranks in the top 37% of mega caps by model upside.

Valuation against the model's 6-month target, reported financials, P/E versus this company's own history, and analyst consensus.

Fair Value

weight 0.3

+6.0% vs fair value (63rd pct of mega caps)

Fundamentals

weight 0.12

revenue +10%, margin 66%, FCF yield +3.0%

P/E vs History

weight 0.08

P/E 28.8 vs 29.8 avg (-0.2σ)

Analyst Consensus

weight 0.08

consensus

SEASONALITY OUTLOOK

67

/100

Favorable

Balanced historical trends with neutral performance.

The seasonal price model at both scored horizons.

Seasonal Forecast · 90d

weight 0.2

+5.9% expected

Seasonal Forecast · 30d

weight 0.04

+0.9% 30d

TECHNICAL OUTLOOK

50

/100

Neutral

Neutral market momentum and balanced indicators.

The volatility penalty. The chart classifier's short-horizon read is shown for reference but no longer weighs on the score.

Chart Signal

informational · no weight

-0.07

Volatility

weight 0.03

0.28 ann.

How the rating is built — each factor's weight × signal contributes to the composite; the contributions sum to the overall score. A factor with no data counts as neutral, so it neither helps nor hurts.

Fair Value

weight 0.3

How far today's price sits from the model's 6-month fair value estimate, ranked against companies of similar size.

+6.0% vs fair value (63rd pct of mega caps)

+9.1

Seasonal Forecast · 90d

weight 0.2

The seasonal price model projected 90 days out, as an expected return. It reads this stock's own price history and repeating calendar cycles — not company news, earnings, or business quality. Same model as the 30-day factor below, read at a longer horizon.

+5.9% expected

+9.2

Chart Signal

informational · no weight

A machine-learning classifier reading momentum and trend structure across daily and weekly price bars. Needs about 5 years of trading history. Shown for information only: it reads roughly five days ahead, shorter than the score's horizon, so it carries no weight in the AI Score.

-0.07

+0.0

Fundamentals

weight 0.12

Reported results, not projections: revenue growth, operating margin, and free cash flow measured against market value. Loss-making or cash-burning companies score negative here.

revenue +10%, margin 66%, FCF yield +3.0%

+8.4

P/E vs History

weight 0.08

Today's price-to-earnings against this company's own trailing average, in standard deviations. Needs positive earnings.

P/E 28.8 vs 29.8 avg (-0.2σ)

+1.1

Analyst Consensus

weight 0.08

Wall Street consensus ratings, weighted by conviction.

consensus

+9.4

Seasonal Forecast · 30d

weight 0.04

The same seasonal price model as the 90-day factor above, read 30 days out. A near-term and a medium-term view of one forecast, which is why they can disagree.

+0.9% 30d

+0.4

Volatility

weight 0.03

An annualized volatility penalty. High volatility lowers the score; low volatility never raises it.

0.28 ann.

+0.0

Reader questions

Questions about V

Is V overvalued or undervalued right now?

As of Sep 18, 2026, ŷRobot's fair-value model estimates Visa Inc. Class A (V) at $389.70 against a last close of $367.67, implying 6.0% upside to the model's estimate.

Is V's chart signal bullish or bearish?

The chart-signal model classifies V as Neutral as of Sep 18, 2026, with a signal score of -0.07 on a -1 to 1 scale.

What is V's ŷRobot AI score?

V scores 69 out of 100 on ŷRobot's AI composite, which measures how strongly the fair-value and chart models agree, as of Sep 18, 2026.

Is V stock expensive on P/E and P/S?

V trades at 32.4 times earnings and 14.5 times sales as of Sep 18, 2026.

What does V's seasonal forecast show?

ŷRobot's seasonal forecast curve for V reads +0.9% at 30 days, +5.9% at 90 days, and +19.3% at one year as of Sep 18, 2026. Seasonal tendencies are historical patterns, not predictions.

How fast is V growing?

Visa Inc. Class A's revenue growth is +10.3% and free-cash-flow growth is +3.6% on the latest reported figures.

Methodology & trust

What this is (and isn’t)

These outputs are generated by machine learning models trained on historical price, fundamental, and volume data. The models summarize historical data and current model outputs — they do not predict the future or constitute personalized investment advice. All figures are updated on a regular cadence and reflect the most recent available data at time of generation.

ŷRobot provides research and information, not personalized financial advice. Past performance is not a guarantee of future results.