Nu Holdings Ltd (NU)

Nu Holdings Ltd (NU) carries a ŷRobot AI score of 40 out of 100. The model's fair value estimate is $13.05, 10.3% below the last close of $14.56. The chart signal reads Bearish.

MetricNU
AI score40 / 100
Chart signalBearish
Fair value estimate$13.05
Upside to fair value-10.3%
Previous close$14.56
P/E17.34
Price / sales5.99
Market cap$72.12B
EPS0.73
Revenue growth37.2%
1-year price change3.7%

How these numbers are built: the AI score, the fair value model, and the chart signal.

Other Financial Services stocks: JPMorgan Chase & Co, Visa Inc. Class A, Mastercard Inc, Bank of America Corp, HSBC Holdings PLC ADR, Morgan Stanley.

Questions about NU

Is NU overvalued or undervalued right now?

As of Oct 16, 2026, ŷRobot's fair-value model estimates Nu Holdings Ltd (NU) at $13.05 against a last close of $14.56, implying 10.3% downside to the model's estimate.

Is NU's chart signal bullish or bearish?

The chart-signal model classifies NU as Neutral as of Oct 16, 2026, with a signal score of -0.03 on a -1 to 1 scale.

What is NU's ŷRobot AI score?

NU scores 40 out of 100 on ŷRobot's AI composite, which measures how strongly the fair-value and chart models agree, as of Oct 16, 2026.

Is NU stock expensive on P/E and P/S?

NU trades at 17.3 times earnings and 6.0 times sales as of Oct 16, 2026.

What does NU's seasonal forecast show?

ŷRobot's seasonal forecast curve for NU reads -0.3% at 30 days, +1.3% at 90 days, and +3.7% at one year as of Oct 16, 2026. Seasonal tendencies are historical patterns, not predictions.

How fast is NU growing?

Nu Holdings Ltd's revenue growth is +37.2% and free-cash-flow growth is +8.0% on the latest reported figures.

NU chart and technical read · All covered stocks

ŷRobot analysis is AI-generated and quality-gated; nothing here is investment advice.